THE INFLUENCE OF CLAIMS PAYMENTS ON THE INVESTMENT PORTFOLIO OF INSURANCE COMPANIES

Nemanja Pantić; Karmen Mikulić; Miljan Leković

doi:10.5937/Oditor2203042P

Autori

Nemanja Pantić Univerzitet u Kragujevcu, Fakultet za hotelijerstvo i turizam u Vrnjačkoj Banji, R. Srbija Author
Karmen Mikulić Fakultet za menadžment u turuzmu i ugostiteljstvu, Opatija, Sveučilište u Rijeci, R. Hrvatska Author
Miljan Leković Univerzitet u Kragujevcu, Fakultet za hotelijerstvo i turizam u Vrnjačkoj Banji, Vrnjačka Banja, R. Srbija Author

DOI:

https://doi.org/10.5937/Oditor2203042P

Ključne reči:

tržište osiguranja, životno osiguranje, neživotno osiguranje, akcije, obveznice

Apstrakt

Potreba za osiguranjem datira u dalekoj prošlosti. Od primitivnih načina osiguranja do njegove institucionalizacije i zakonske implementacije je proteklo mnogo vremena. Savremeno tržište osiguranja, bez obzira na globalni karkter, nije ravnomerno razvijeno. Neujednačenost razvoja je jedna od njegovih glavnih karakteristika neretko povezana sa ostvarenim nivoom privrednog razvoja. Brojni faktori utiču na investicionu aktivnost osiguravajućih kompanija kao nosioca tržišta osiguranja. Predmet ovog rada će biti ispitivanje veze odnosno uticaja isplata osiguranih suma (šteta) na redistribuciju investicionog portfolija na tržištu kapitala. Za tu potrebu biće formulisane dve hioteze, odvojeno za tržište neživotnog i životnog osiguranja. Ispitivanje veze razmatranih varijabli će biti sprovedeno pomoću SPSS statističkog softvera odnosno HI kvadrat testa. Bez obzira na dokazivanje hipoteza neće biti moguće jedinstveno donošenje zaključaka za oba tržišta.

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