MENADŽMENT ORGANIZACIONE BEZBEDNOSTI PLATNOG PROMETA
DOI:
https://doi.org/10.5937/Oditor2203072ZKljučne reči:
menadžment rizika, platni promet, gotovina i sigurnostApstrakt
Menadžment rizika u platnom prometu obuhvata identifikovanje, merenje i upravljanje rizicima. Zato je neophodno uspostaviti njegovu efikasnu funkciju u platnom prometu. U poslednjih deset godina, evedentan je razvoj menadžmenta rizika u zemljama u tranziciji. Imajući ove činjenice u vidu, cilj ove istraživačke studije sastoji se u sagledavanju rizika u platnom prometu, sa posebnim osvrtom na analizu upravljanja gotovinom. Rezultati ove pregledne studije pokazuju da svaka banka posluje sa manjim ili većim brojem rizika, pozicionirajući se između dva ekstrema: apsolutno prihvatanje rizika i apsolutno neprihvatanje rizika. Nepohodno je da stepen prihvatanja rizika bude proporcionalan sposobnosti banke da pokrije nastale gubitke, kao i da ostvari prihvatljivu stopu prinosa. Ostvarivanje viših prinosa je moguće ukoliko banka uspostavi efikasnu identifikaciju, merenje i upravljanje rizicima poslovanja. Nosioci narušavanja sigurnosti proizlaze iz vrste izvora iz kojih će kasnije proizići i oblici narušavanja sigurnosti. Da bi se sprovela odbrambeno-zaštitna funkcija, potrebno je da se u njoj uvrstite one mere koje pružaju mogućnost eleminisanja elemenata koji dovode do narušavanja sigurnosti i opasnosti. Te mere moraju da budu sastavni deo institucije i izvođenja radnog procesa. Uslov za sigurno i normalno poslovanje u platnom prometu gotovinom podrazumeva neophodnost posedovanja obučenog ljudstva za sprovođenje funkcije sigurnosti. Da bi se sprovela funkcija sigurnosti i da bi se njome uspešno upravljalo, potrebno je da se itegrišu različite norme u postojećim zakonskim propisima.
##plugins.themes.default.displayStats.downloads##
Reference
Abdul-Rahman, H., Kho, M., Wang, C. (2014). Late payment and nonpayment encountered by contracting firms in a fast-developing economy, J. Prof. Issues Eng. Educ. Pract., 140(2), 04013013, https://doi.org/10.1061/(ASCE)EI.1943-5541. 0000189.
Avakumović, J., Obradović, L., & Božić, G. (2021). Management and organization of teamwork in the function of sustainable development. Sustainable development, 3 (2), 69-80. https://doi.org/10.5937/OdrRaz2102069A
Cartwright, E., Hernandez Castro, H., Cartwright, A. (2019). To pay or not: game the theoretical models of Ransomware. J. Cybersecur. 5 (1), 1–12.
Ciarko, M., & Paluch-Dybek, A. (2022). Effectiveness of internal control in local self-government units. Social horizons, 2 (3), 75-84. https://doi.org/10.5937/drushor2203075C
Elghaish, F., Abrishami, S., Hosseini, MR (2020). Integrated project delivery with blockchain: an automated financial system, Autom. Construction 114,103182, https://doi.org/10.1016/j.autcon.2020.103182 .
Griffiths, R., Lord, W., Coggins, J. (2017). Project bank accounts: the second wave of security of payment? J. Financ. Manag. Prop. Construction 22 (3), 322 – 338, https://doi.org/10.1108/jfmpc-04-2017-0011.
Hull, G., John, H., Arief, B. (2019). Ransomware deployment methods and analysis: views from a predictive model and human responses. Crime Sci. 8 (2), 1–22.
Jestrović, V., & Jovanović, V. (2022). The role of corporate leadership in sustainable development. Sustainable development, 4 (1), 43-53. https://doi.org/10.5937/OdrRaz2201043J
Kovačević, M., & Gajić, T. (2019). Instruments salary traffic. Military work, 71 (6), 371-379. https://doi.org/10.5937/vojdelo1906371K
Lee, J., Greenwood, D., Kassem, M. (2019). Blockchain in the built environment and construction industry: A systematic review, conceptual models and practical use cases, Autom. Construction 102, 288 – 307, https://doi.org/10.1016/j.autcon.2019.02.005 .
Mansfield-Devine, (2018). The malware arms race. Comput. Fraud Secur. 2018 (2), 15–20.
Mihajlović, M., Nikolić, S., & Tasić, S. (2020). Sustainability of the economic model of the modern economy. Sustainable development, 2 (2), 7-13. https://doi.org/10.5937/OdrRaz2002007M
Mirković, P., Prokopović, and., & Petrović, and. (2022). Legal relations between subjects in letter of credit with in retrospect on the role and meaning banks in structure financial sector in to Serbia. Law - theory and practice, 39 (2), 65-79. https://doi.org/10.5937/ptp2202065M
Papp, J., Smith, B., Wareham, J., Wu, Y. (2019). Fear of retaliation and citizen willingness to cooperate with police. Police. Soc. 29 (6), 623–639.
Raskin, M. (2017). The law and legality of smart contracts, Georg. Law Technol. Rev. 305, 305 – 341, https://doi.org/10.2139/ssrn.2842258 .
Ristić, K., Miljković, Lj. & Milunović, M. (2021). Investment in the banking sector as a basis for money laundering. Aksionarstvo, 27(1), 55-70
Stanojević, S. & Milunović, M. (2020). Completion of the state audit procedure. Aksionarstvo, 26(1), 35-48
Vićić, M. (2016). Electronic money in the payment system of the Republic of Serbia. Right and economy, 54 (4-6), 386-401.
Zhao, JY, Kessler, EG, Yu, J. (2018). Impact of trauma hospital ransomware attack on surgical residency training. J. Surg. Res. 232, 389–397.
Zekić M., Brajković B., (2022). Uloga finansijskog menadžmenta u preduzeću, Finansijski savetnik, Vol. 27, No. 1, str. 7-24
Živković, A. (2019). Quality of operational risk management in financial institutions. Aksionarstvo, 25(1), 5-32