ANALYSIS OF MODERN PAYMENT SYSTEMS IN SERBIA AND COUNTRIES IN THE REGION
DOI:
https://doi.org/10.59864/Oditor12402MSKeywords:
electronic payments, electronic money, mobile payments, expensesAbstract
With the development of the Internet and the increasingly rapid progress of information technologies, electronic banking becomes available to all clients, regardless of geographical location. If we analyze the market of the Republic of Serbia, we can see that electronic payments are less developed in Serbia compared to the countries of the region, and especially compared to the world. The subject of the research will be the use of electronic payment systems, mobile payments, as well as a comparative analysis of their use in the Republic of Serbia and the countries of the region with the aim of showing the advantages of this form of payment. The paper will consider the impact of electronic payment systems as well as the extent to which users are ready to accept these systems.
Downloads
References
Abrazhevich, D., (2004), Electronic Payment Systems: a user-centered perspective and interaction design, Eindhoven: Technische Universiteit, str. 3.
Liew Voon Kiong, Introduction to Online Business, dostupno na:http://onlinebizguide4you.com/onlinebiz.pdf
Gavrilović, Z., Maksimović, M., Popović, B., (2016), Uticaj Interneta stvari na razvoj digitalne ekonomije, Novi еkonomist, br. 8, str. 98
Stojković, M., Primena društvenih mreža u turizmu i ugostiteljstvu, Turizam i putovanje, dostupno na http://www.turizamiputovanja.com/Primenadrustvenihmrezauturizmuiugostiteljstvu.pdf
Viduka, D., Viduka, D., (2014), Prednosti korišćenja elektronskog poslovanja u preduzetničkim organizacijama, Sinteza, str. 177.
Končar, J., Petrović, Katai, Z., (2009), Pravci razvoja elektronske trgovine u Republici Srbiji, Zbornik radova – JU Info, str. 1.
Annual retail e-commerce sales growth worldwide from 2014 to 2021, доступно на https://www.statista.com/statistics/288487/forecast-of-global-b2c-e-commerce-growt/
Bovee, C. L., Thill, J. V. (2012), Suvremena poslovna komunikacija, Zagreb: Mate doo, str. 18.
Radenković, B., Despotović – Zrakić, M., Bogdanović, Z., Barać, D., Labus, A., (2015), Elektronsko poslovanje, Beograd: Fakultet organizacionih nauka, str. 159
http://www.tvojnovac.nbs.rs/edukacija/latinica/40/teme/elektronski_novac.html, (03. 03. 2023.)
Vuksanović, E., (2001), Elektronski novac – značajno unapređenje ili radikalna promena, Ekonomski horizonti, Vol. 3, No. 1 – 2, Kragujevac: Ekonomski fakultet, str. 88.
Guttmann, R., (2003), Cybercash – The coming era of electronic money, New York: Palgrave Macmillan, стр. 9.
Wagner, A., (2014), Digital vs.Virtual Currencies, Bitcoin magazine, August 22
Johnson, S., Twilley, N., Zhang, T., Zhou, Z., Wu, S., Mobile computing - a look of concept, problems and solutions, p. 4, dostupno na http://www.academia.edu/17307730/Mobile_Computing
Bjelić, P., (2003), Mobilni telefon kao kanal elektronskog poslovanja, Ekonomski Anali, br, 2, Institut za međunarodnu politiku i privredu u Beogradu, Beograd, str. 91.
Dahlberg, T., Guo, J., Ondrus, J., (2015), A critical review of mobile payment research, Electronic Commerce Research and Applications, 14(5), р. 268.
Stanković, M., (2017), Development and Application of Mobile Banking Concept, Teme, br. 2, str. 535.
Bruggink, D., & Birovljev, A., (2018), Payment trends and developments in the Western Balkan countries: An interview with Aleksandar Birovljev, Journal of Payments Strategy & Systems, 11(4), p. 285-291.
USAID, MASIT, STIKK, ICT NETWORK, E -commerce in Serbia: Increasing your sales through online and e-commerce solutions, доступно на: https://masit.org.mk/wp-content/uploads/2021/09/digital-trasformation-serbia.pdf (05. 03. 2023.)
Tomić, N., (2018), Doktorska disertacija, Valorizacija elektronskih sistema plaćanja u funkciji unapređenja platnog prometa, Kragujevac: Ekonomski fakultet Univerziteta u Kragujevcu
Kristijan Ristić, Nikola Pavlović, Marko Savić, (2023). Finansijski menadžment – tržište, instrumenti i elektronska plaćanja, Institut za finansije i makroekonomsku politiku u Beogradu, suizdavač: Univerzitet MB, Poslovni i pravni fakultet Beograd, ISBN 978-86-81262-02-3, COBBIS. SR-ID 108922889
Marko Savić, Nikola Pavlović, Nikola Milanović, Savremeni sistemi transfera elektronskog novca u Srbiji, Ekonomski signali, Vol. 12, Br. 2, Visoka ekonomska škola strukovnih studija Peć u Leposaviću, Leposavić, 2017., str. 41 -52, ISSN: 1452-4457 (print) i 2560-3302, link: https://scindeks-clanci.ceon.rs/data/pdf/1452-4457/2017/1452-44571702041S.pdf
Khando Khando, M. Sirajul Islam, Shang Gao, (2023). The Emerging Technologies of Digital Payments and Associated Challenges: A Systematic Literature Review, Future Internet 2023, 15(1), 21; https://doi.org/10.3390/fi15010021
Kovinić, N., Savić, M., Pavlović, N., (2022). E banking analysis during covid-19 pandemics. . Ekonomski signali, 17(2), Leposavić, str. 169-183, ISSN 1452-4457, E-ISSN 2560-3302, link: http://scindeks.ceon.rs/issue.aspx?issue=16625
https://www.intellinews.com/e-commerce-rising-stars-of-the-western-balkans-205556/ (08. 03. 2023.)
